How much house can you actually afford?

Start with a realistic number

Before touring homes or talking to a lender, it helps to know roughly what you can afford. The affordability calculator takes your income and existing debt obligations and estimates a home price and monthly payment range that fits sensible affordability guidelines.

How it works

• Income input — enter your gross income to establish a baseline.
• Debt-to-income ratio — factor in existing debt payments to see how much room is left for a mortgage.
• Estimated price range — get a realistic home price range based on standard affordability thresholds.

Use it before you fall in love with a listing

Knowing your affordability range up front helps you avoid wasting time on homes outside your budget — and gives you a number to sanity-check against a lender's pre-approval later.

Who it's for

First-time buyers who aren't sure where to start, and current homeowners considering a move-up purchase who want an updated affordability estimate.