iPhone · iPad · Mac · Vision Pro · Finance

Home Buying & Moving Toolkit: mortgage, affordability & cost-of-living calculator

Everything you need to evaluate a home purchase or relocation — mortgage math, affordability, rent-vs-buy comparisons, cost of living across 935+ U.S. cities, and a moving checklist. No sign-in, no subscription.

Download on the App Store See features

iPhone & iPad Mac (Apple silicon) Vision Pro Works offline

Overview Mortgage Calculator Affordability Rent vs. Buy Extra Payments Cost of Living Utility Costs Moving Checklist

Every calculator you need before you buy or move

Built for prospective homebuyers, renters weighing a purchase, and anyone planning a relocation.

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Mortgage calculator

Estimate monthly payments with a full amortization schedule showing principal and interest over time.

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Affordability calculator

Find out what you can afford based on income and debt-to-income ratios.

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Rent vs. buy analyzer

Compare renting and buying with a year-by-year cost breakdown to see which makes sense for your timeline.

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Extra payment calculator

See how additional mortgage payments reduce your loan term and total interest paid.

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Cost of living, 935+ cities

Compare housing, utilities, and general living costs across more than 935 U.S. cities.

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Utility cost estimator

Estimate monthly utility costs by region and home size before you commit to a new address.

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Smart moving checklist

Follow an 8-week moving timeline so nothing falls through the cracks.

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Offline & shareable

All calculators work offline, and you can save and share your scenarios with others.

Frequently asked questions

Is the Home Buying & Moving Toolkit free?

Yes. The app is free to download and use, and includes ads. An optional one-time "Remove Ads" in-app purchase is available.

Does the app work offline?

Yes. All calculators and the cost-of-living database work offline, so you can use them without an internet connection.

How many cities are covered in the cost-of-living comparison?

The app includes cost-of-living data for more than 935 U.S. cities, covering housing, utilities, and general living costs.

What platforms does the app support?

iPhone (iOS 18.6+), iPad (iPadOS 18.6+), Mac with Apple silicon (macOS 11.0+), and Apple Vision Pro (visionOS 2.6+).

Get the Home Buying & Moving Toolkit

Free download for iPhone, iPad, Mac, and Vision Pro.

Download on the App Store

Need a place to keep your notes organized?

Clarity Edit is a privacy-first Markdown, notes, and code editor for Mac — great for tracking research while you house-hunt.

Explore Clarity Edit